Atlantic Regional Loan Officers are licensed to provide real estate related loan products. (Click for PDF). The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) was passed on July 30, 2008.This new federal law requires the licensure of mortgage loan originators MLOs according to national standards and the participation of state agencies on the Nationwide Mortgage Licensing System and Registry (NMLS). The SAFE Act is designed to enhance consumer protection and reduce fraud through the setting of minimum standards for the licensing and registration of state licensed mortgage loan originators who work for an insured depository or its owned or controlled subsidiary that is regulated by a federal banking agency are registered. 

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(Third Party Website; affiliated with Atlantic Regional FCU)	(Third Party Website; affiliated with Atlantic Regional FCU)

Atlantic Regional is your local mortgage provider - with loan officers that live and work in your community and mortgages that are serviced locally. Our knowledgeable and friendly loan staff are committed to providing quality home mortgage loans at competitive rates.

We have financing options to suit your needs. Whether you are refinancing an existing mortgage to take advantage of lower rates, refinancing to take cash-out for home improvements, or simply looking to purchase a new home, Atlantic Regional has the products to meet your financing needs:

• Conventional Fixed-Rate Mortgages
• Construction Loans
• Bi-weekly Mortgages (at no additional cost)
• Adjustable-Rate Mortgages
• Jumbo Mortgages
• Rural Development Guaranteed, VA, FHA, & ME State Housing Authority (MSHA)

For mortgages worth your interest, contact one of our experienced loan officers today!

Atlantic Regional Loan Center at 
(207) 725-8728 x153 or (800) 834-0432

Thinking about an interest-only mortgage? The National Credit Union Administration has some good information on the subject. (1.5 MB PDF courtesy of NCUA)

Disclaimer: Third-party website links are provided by Atlantic Regional Federal Credit Union as a courtesy to our members. These websites are neither owned, operated, nor endorsed by Atlantic Regional and we are not responsible for the content of these sites, nor do we control their availability. You will be leaving the credit union's website. Atlantic Regional does not represent either the third party nor the member if the two enter into any transaction. Privacy and security policies may differ from those practiced by Atlantic Regional Federal Credit Union. Atlantic Regional is an owner and partner of CUSO Mortgage Corporation.  CUSO Mortgage is a local Maine company (headquartered in Hampden) that works with Atlantic Regional to complete the mortgage loan process.  With their partnership, we are able to efficiently streamline the transaction process.  While CUSO Mortgage will service your mortgage, you will continue to utilize our loan officers for questions and concerns.  We can even set-up automatic payments directly from your Atlantic Regional account.  This partnership creates efficiencies that allow your Credit Union to provide the best products and service available in the mortgage market.