Business Savings: Opening a primary share (savings) account establishes your business membership with Atlantic Regional Federal Credit Union. Businesses must have a primary share account to hold any other services and to maintain eligibility. An acceptable Tax ID (SSN, TIN, or EIN) is required to open an account. Our business savings accounts are simple and economical, and can provide you with overdraft protection for your business checking. With a small $25 opening balance, you earn competitive dividends (paid monthly) on your savings. We also offer the security of NCUA insurance up to at least $250,000 and Excess Share Insurance of $250,000.

Business Checking: Available to any business or organization, our business checking accounts are designed to meet your business needs. Both checking accounts offer: 

• No annual fee on Business VISA^® Debit Card (cash back allowed on PIN-based purchases)
• Traveler’s checks, cashier’s checks and money orders available
• Free check images (through CU-Online)
• Free 24 Hour ATM, Dial-A-Phone and CU-Online (Internet Banking) access
• Opportunity to obtain an Atlantic Regional Business VISA^® Credit Card

• Overdraft Protection - Line of Credit (available) 

Basic Business Checking
No monthly fee with a limited number of free monthly debits/credits
Rising Tide Business Checking
Tiered dividend rate with a low monthly maintenance fee and low per item charges

Money Market Accounts: Our Money Market Account is designed for businesses that maintain high savings balances but need access to their funds. It only requires $2,500 to start earning a higher rate of interest on your money. Check writing and automatic, telephone or preauthorized transfer are also available, up to federal transaction limitations. Money Market accounts offer:

• Minimum to open and maintain account: $2,500
• Dividends compounded daily, paid monthly

Questions?: For more information on our Business Services, please contact a Member Service Representative at (207) 725-8728 or memberservices@atlanticregional.com.