Rainy Day Club: is an emergency fund for those unanticipated "rainy days." Rainy Day Club Accounts have no maturity date and with payroll deduction, or other regular scheduled deposits, your account will continue to grow. After reaching $2,500 in your Club Account, why not consider a WAVE Money Market Account and earn a higher interest rate?

Vacation Club: is the perfect way to save for a special family getaway, with payroll deduction, or other regular scheduled deposits. Vacation Club Accounts run annually from April through March, with deposits made directly to your primary Share (savings) Account. This allows plenty of time to plan for a summer, fall or even winter vacation.

Christmas Club: is a perfect way to save for those inevitable holiday expenses. Through payroll deduction, or other regular deposits, members can save systematically and painlessly. Christmas Club deposits are made in early October, directly to your primary Share (savings) Account, allowing plenty of time to shop for those extra special gifts. This program runs annually from November to October.

Club Accounts:

• No monthly service fees
• Deposits may be made weekly, biweekly, monthly, lump sum or by payroll deduction
• Dividends are compounded and credited monthly

>>> Club Account Rates