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Account & Service Fees
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All Accounts
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Statement Copy
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$4.00 per copy
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Returned Statement
- due to incorrect address
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$5.00 per statement
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Closing any New Account (180 days)
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$25.00 per account
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Account History
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$4.00 per report
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Account Research
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$15.00 per hour
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NSF Pre-authorized Debit
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$25.00 per item
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Share Draft (checking) Account Fees
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Basic Checking
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NO monthly fee
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Atlantic Advantage Checking
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$5.00 per month
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Atlantic Gold Checking (age 55+)
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$4.00 per month
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CU-BillPayer®
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Option 1 - unlimited bills paid
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$5.95 per month
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Option 2 - with Direct Deposit into
Share Draft, CU-eStatements, & 1 bill per month
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FREE CU-BillPayer® **
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Insufficient Funds (NSF) fee
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$25.00 per item
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Overdraft Courtesy Fee
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$25.00 per item
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Overdraft Transfer Fee
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$5.00 per item
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Copy of Share Draft (check)
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$5.00 per item
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Stop Payment Fee
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$25.00 per check
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Account Reconciliation
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$20.00 per hour
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Money Market Excessive Draft Fee
- after 3 per month
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$25.00 per item
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Other Account Fees
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Regulation D
- overlimit or NSF due to Reg. D limit
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$25.00 per item
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Return Item Fee
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$10.00 per item
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Wire Transfer Fee (outgoing)
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$20.00 per transfer
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Wire Transfer Fee (share to share)
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$6.00 per transfer
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Wire Transfer Fee (international)
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$35.00 per transfer
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Western Union (domestic)
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$30.00 per transfer
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Western Union (international < $500)
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$35.00 per transfer
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Western Union (international > $500)
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$35.00 per transfer
- plus 2.25% of principal wire
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Share Inactivity Fee - dormant more than 365 days & less than $50
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$5.00 per month
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Money Order Fee
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$1.00 per order
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Copy of Money Order/Teller Check
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$5.00 per each
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Travelers Checks - (single signature)
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$1.50 per $100
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Travelers Checks - (dual signatures)
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$2.00 per $100
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Gift Checks (travelers)
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$2.50 per check
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Inquiry/Transaction Phone Fee
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$2.00 per request
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Fax Fee
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$3.00 per fax
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Photocopies
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$0.25 per page
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Account Setup with CU-Online® Banking
- not receiving CU-eStatements®
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$2.00 per statement
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Card Fees
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VISA® Check Debit Card
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FREE (card issue/PIN change)
$5.00 instant issue
$5.00 per replacement card
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VISA® Gift Card
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$5.00 per card
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ATM Transactions
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Atlantic Regional ATM Terminal
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FREE
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SurF® Network
- Surcharge-Free Network
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FREE
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Other ATM Terminal
- Withdrawals *
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4 FREE per month ($1.00 per add'l transaction)
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Other ATM Terminal
- Transfers/Inquiries/Denials *
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4 FREE per month ($1.00 per add'l transaction)
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Safe Deposit Box & Night Drop
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3" x 5" Box
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$25.00
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3" x 10" Box
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$40.00
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5" x 5" Box
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$35.00
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5" x 10" Box
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$65.00
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10" x 10" Box
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$110.00
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Drilling Safe Deposit Box
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$75.00
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Lost Safe Deposit Box Key
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$10.00
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Night Drop Keys
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1st Key FREE
($5.00 per add'l replacement key)
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Real Estate
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Partial Release of Real Estate
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$175.00 minimum
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Subordination Request
- excluding ARFCU portfolio mortgage
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$175.00 each request
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Insufficient Funds (NSF) Home Equity Checks
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$20.00 per item
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Home Equity Check Reorders
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$9.00 per order
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* Certain ATM terminals may assess a usage fee
** Inactive CU-BillPayer® (failure to pay at least one bill per month) will incur a $5.95 monthly fee.
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